Buying Healthcare: Putting You In Charge

with No Comments

Employer-supplied health insurance (ESI) is going away. The process of acquiring health insurance is rapidly changing in ways that will put you in charge of the purchasing decision. This represents a fundamental shift in the market, as individuals will be empowered to become the consumer of health plans, not just the … Read More

Will King vs. Burwell Tear Down the Health Care Law?

with No Comments

Quick answer: No…. King vs. Burwell is the case now before the Supreme Court, currently scheduled to be heard on March 4th, 2015. The Court will consider whether subsidies that help make premiums affordable for individuals are available in federally facilitated exchanges as well as the state-run exchanges. Currently 36 … Read More

Drug Copays Rise On the Exchanges

with No Comments

AIS Health reported that drug copay levels for 2015 are rising significantly from 2014. When drug copays rise, it puts a higher cost sharing burden on patients in an effort to keep premiums affordable. Most  purchase decisions made by patients in the Exchanges are based on the monthly premium and yearly deductible displayed on the … Read More